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You can and should get a copy of your credit report free once every 12 months. There is a government website which gives you information on how to order, complete with links to forms, addresses, and contact phone numbers.   The site also tells you why you should do it, how long it takes, and what to do if you discover inaccuracies. Here are some reasons WHY you should do this every 12 … [Read more...] about Governmental Help for Checking your Credit Score