Scammers. They are out there... waiting.... waiting for your attention to be distracted... waiting for that moment when you let your guard down for just a minute! Scammers target the elderly. They also may attempt to extract information from children who answer the phone. They may attempt to get information by calling a business and pretending to be a client, supplier, organization or … [Read more...] about Great Tips for Avoiding SCAMS!
If a creditor wants to sue, they must do so within the time periods allowed by law. This time period varies from state to state. However, even if this time period has run, a consumer may “reactivate” the debt by taking certain actions. (Such as promising to pay, corresponding about it, making a small payment, or sometimes even discussing it with a creditor.) Beware of speaking to … [Read more...] about What Everyone Should Know About Paying “Old Debts”