Someone that you care about has asked you to co-sign for him. He assures you that he has the ability to pay for that car, that home, or that lease. You know that he is currently working, and you trust him. Should you do it?That depends. Here are the…
It is good Risk Management Strategy to make sure that your promises and representations to your customers/clients/patients are truthful, honest and free of unreasonable promises. Promising more than you can deliver is tempting. You may want to make that sale or cement that relationship. Don’t do so at the risk…
Scammers. They are out there… waiting…. waiting for your attention to be distracted… waiting for that moment when you let your guard down for just a minute! Scammers target the elderly. They also may attempt to extract information from children who answer the phone. They may attempt to get information…
How can the Texas Department of Insurance help you? The Texas Department of Insurance (“TDI”) can help you resolve insurance complaints such as property, title, health and workers’ compensation insurance. The complaint may cover “claim and benefit disputes, false advertising, misrepresentation and suspected insurance fraud.” If you have a…
It is normal to be concerned about appearing in court. Whether your case is family law, business, probate or other type case, the way you look and act while you are in court is important, even for just a short procedural hearing.R-E-S-P-E-C-T Signs of respect or disrespect for the court…
Scammers and con artists are always updating their knowledge and refining their game. Senior citizens are especially vulnerable and some scammers “specialize” in targeting this particular group. Fraudulent letters, emails, and phone calls are getting more and more sophisticated. Recently, the Texas Office of Attorney General (“OAG”) issued an alert…
You can and should get a copy of your credit report free once every 12 months. There is a government website which gives you information on how to order, complete with links to forms, addresses, and contact phone numbers. The site also tells you why you should do it,…
Last time we covered fraud that is committed in an “impersonal” manner. Unfortunately, fraudulent activity is not confined to those situations. Here are a few other types of fraud that I hope you never encounter. Marital Fraud When one spouse defrauds another proving the fraudulent activity can be important to…
Unfortunately, this is a big topic. There are many varieties of fraud and this post will cover a few of the most common, as well as give some tips on how to deal with fraud, and how to avoid it in the first place! This first blog will cover the fraud…
What if you should have gotten a Premarital Agreement but didn’t do it prior to marriage? Don’t despair, there are specific legal documents which can be drafted and executed that will divide a married couple’s assets and debts into “his” and “hers”. These legal agreements may be called…