Governmental Help for Checking your Credit Score

You can and should get a copy of your credit report free once every 12 months. There is a government website which gives you information on how to order, complete with links to forms, addresses, and contact phone numbers.   The site also tells you why you should do it,…

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The Many Faces of Fraud.. Part II… The “Known” Perpetrator

Last time we covered fraud that is committed in an “impersonal” manner.  Unfortunately, fraudulent activity is not confined to those situations. Here are a few other types of fraud that I hope you never encounter. Marital Fraud When one spouse defrauds another proving the fraudulent activity can be important to…

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Separating Your Marital Debts and Assets by an Agreement With Your Spouse

 What if you should have gotten a Premarital Agreement but didn’t do it prior to marriage?   Don’t despair, there are specific legal documents which can be drafted and executed that will divide a married couple’s assets and debts into “his” and “hers”.   These legal agreements may be called…

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